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 get a jcpenney credit card
 
          Save more with your jcpenney credit card
  • No annual fee
  • Low monthly payments
  • No finance charge if balance is paid in full each month
  •  Plus your payments are accepted at any jcp store

   
 

Join for free

Sign up for free in store or at jcprewards.com with your phone number and email address.

 

Shop & earn points

$1 spent on qualifying purchases = 1 point. To earn points on in-store purchases, provide your phone number or email address at checkout or use your JCPenney credit card. To earn points on jcp.com purchases, check out with the email address associated to your rewards account or use your JCPenney credit card.

 

Get rewarded

Earn 100 points or more in a month and get a $10 jcp reward. Use your JCPenney credit card and get up to ten $10 jcp rewards per month.

 
 
 
We accept jcpenney gift cards and e-gift cards when placing your order on jcp.com.