jcpenney credit card promo financing

furniture and mattress promotional financing offer details:

No Interest for 60 months on Furniture & Mattresses
No Interest for 60 Months* on furniture & mattress purchase(s) of $1500 or more (after discounts) on a JCPenney Credit Card. Minimum monthly payments required. Regular rates apply after the promotion ends.  Must request at time of purchase. Limited time only.
For new accountholders: after the promotion ends, an APR of [26.99%] will apply.
* No Interest for 60 Months: Offer applies to furniture & mattress purchases of $1500 or more on either a JCPenney Credit Card account or a JCPenney MasterCard account (excludes Puerto Rico store purchases).  Discounts or other promotional offers that reduce the purchase amount may result in the minimum qualifying purchase amount requirement not being  satisfied. No interest will be assessed on promotional purchases for 60 months, but minimum monthly payments are required.  Regular account terms apply to non-promotional purchases and, after promotion ends to promotional purchases. For new JCPenney Credit Card accounts: the Standard purchase APR is [26.99%] and the minimum interest charge will be no less than [$2.00]. Existing cardholders should see their credit card agreement for their applicable terms. [Promotional purchases of delayed delivery merchandise will be charged to account when merchandise is available for delivery]. Subject to credit approval. PLEASE PRINT THIS INFORMATION FOR YOUR RECORDS. 

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