*,†,†† Click here for more information and the full Rewards Program Terms. JCPenney credit cardmembers are automatically enrolled in JCPenney Rewards and are eligible to earn rewards points on purchases made with their JCPenney credit card account. All members earn 1 point for every $1 spent on qualifying purchases at JCPenney stores or jcp.com regardless of payment method, up to the point maximum (2,000). Once you reach 100 points, you will be issued a $5 JCPenney Rewards certificate, redeemable on eligible JCPenney purchases. Your account must be in good standing when the reward points are earned and reward certificates are issued. For qualifying purchases and exclusions and restrictions that may apply, please see full Rewards Program Terms.

**JCPenney Platinum Card Level Details: You must spend $500 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney Credit Card in a calendar year to earn or maintain JCPenney Platinum Status. For complete details, visit jcp.com/credit or your local store. Cardmember benefits are subject to change or cancellation at any time without notice.

*** Subject to credit approval. Minimum monthly payments required. See store associate or jcp.com department page for details.

The JCPenney Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.