Apply for a JCPenney Credit Card for Extra Benefits

*A different offer may be available in store. OFFER DETAILS: Subject to credit approval. In the US and PR, save an extra 35% on select original, regular and sale-priced apparel, shoes, accessories, fine jewelry, and home; save 20% on blinds and shades, housewares, storage and organization, watches, salon products, fragrances, and select JCPenney Beauty; save 5% on Electronics and Innovative Gifts, Small Electrics, Modern Bride® Design Your Dream Ring, and Smartwatches. In US stores only, save 20% on furniture and mattresses, and 5% on Tempur-Pedic Mattresses. In PR stores only, save 5% on Bassett. Applicants who do not receive a credit decision at the time of their application, but are later approved, will receive an extra 35% off coupon in their credit card package. Each offer good in store and at jcp.com, excluding taxes and shipping charges, through 2/28/23. Offers good upon new JCPenney Credit Card account approval. Full amount of purchase must be on the JCPenney Credit Card to receive account-opening discount. Coupon can be used multiple times within 24 hours after first use when you present this coupon at time of purchase in store or enter your code at jcp.com. The 35% discount can be combined with earned JCPenney Rewards but cannot be combined with other JCPenney discounts or coupons. Dollar-off offers (including JCPenney Rewards) applied prior to companywide percent-off discounts or coupons. Coupon cannot be used for payment on account. Coupon cannot be replaced or redeemed as cash or merchandise credit if merchandise is returned. May not be used for purchases made by cash, Gift Cards, debit cards, American Express, Discover Card or bankcards. No cash value. JCPenney may refuse, or limit the use of, any coupon and/or return for any reason, including reoccurring disruptive behavior. Additional exclusions and exceptions may apply, see jcpenney.com/exclusions or store associate for details. REPRODUCTIONS WILL NOT BE ACCEPTED. US and PR exclusions: Black Friday Deals, Clearance, Doorbusters, Lowest Prices of the Season, Sephora, In-Store Services, Service Plans, Closing Store Purchases, Gift Cards or current orders/prior purchases. Additional PR exclusions: Cosmetics, Optical and Universal Sunglasses in Plaza Las Americas.

†Purchases subject to credit approval. Earn JCPenney Rewards points up to a minimum of 2,000 points for a single qualifying purchase. See Rewards program terms for details.

‡Purchases subject to credit approval. Minimum monthly payment required. See department page offers for details.