*,†,†† Click here for more information and the full Rewards Program Terms.

** JCPenney Gold/Platinum Card Level Details: You must spend $500 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney Credit Card in a calendar year to earn or maintain JCPenney Gold Status. Spend $1,000 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney Credit Card in a calendar year to earn or maintain JCPenney Platinum Status. For complete details, visit jcp.com/credit or your local store. Cardmember benefits are subject to change or cancellation at any time without notice.

The JCPenney Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

¥ Subject to credit approval. Minimum monthly payment required. See department page offers for details