plcc benefits

Save on your order today when you open and use a new JCPenney Credit Card

  • 15% OFF*

    select apparel, shoes, accessories, fine jewelry, salon products, furniture & mattresses, home, and custom blinds & shades



  • 5% OFF*

    select major appliances, electrics/electronics (including TVs), modern bride diamond vault & smart watches


Already a cardmember?  manage credit account

Open your account online to enjoy these exclusive benefits

  • Shop & Get Rewards Faster

    Earn 2X the rewards points with a JCPenney Credit Card - receive 1 point per dollar spent on qualifying purchases.†

  • Special Financing

    Available on qualifying purchases for major appliances, furniture, mattresses, fine jewelry and more.‡

  • Exclusive Savings Day

    Enjoy exclusive offers throughout the year with 100+ special savings days where JCPenney Credit Card members save more.

Save time, manage your JCPenney Credit Card online with Synchrony Bank

  • View and pay your bill
  • Check your balance and recent activity
  • Receive alerts when payment is due or a payment is posted
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* A different offer may be available in store. Offer for new accounts only.  
OFFER DETAILS: Subject to credit approval. In US and PR, save 15% on select apparel, shoes, accessories, fine jewelry, salon products, furniture and mattresses, and home; and save 5% on Electrics/Electronics (including TV’s), Modern Bride® Design Your Dream Ring, and Smart Watches. In US stores only save 15% on custom blinds and shades, and 5% on Major Appliances. In PR stores only save 15% on cosmetics. Applicants who do not receive a credit decision at the time of their application, but are later approved, will receive a $10 off $10 coupon in their credit card package. Delivery of major appliances limited to designated zip codes. See or store associate for details. Each offer good in store and at, excluding taxes and shipping/handling charges, through 5/1/2019. Offers good upon new JCPenney Credit Card account approval. Full amount of purchase must be on the JCPenney Credit Card to receive account-opening discount. Coupon can be used multiple times within 24 hours after first use when you present this coupon at time of purchase in store or enter your code at The offers can be combined with another coupon and earned JCPenney Rewards. Dollar-off offers (including JCPenney Rewards) applied prior to companywide percent-off discounts or coupons. Coupon cannot be used for payment on account. Coupon cannot be replaced or redeemed as cash or merchandise credit if merchandise is returned. May not be used for purchases made by cash, Gift Cards, debit cards, American Express, Discover Card or bankcards. No cash value. JCPenney may refuse, or limit the use of, any coupon and/or return for any reason, including reoccurring disruptive behavior. Additional exclusions and exceptions may apply. REPRODUCTIONS WILL NOT BE ACCEPTED.
US AND PR EXCLUSIONS:Nike, Sephora, In-Store Services, Home Services (other than In-Home Custom Window Treatments), Shipping/Handling charges, Closing Store Purchases, Gift Cards, or current orders/prior purchases.
ADDITIONAL PR EXCLUSIONS: Optical, Gift Wrap & More and Universal Sunglasses.

† Purchases subject to credit approval. Earn JCPenney Rewards points up to a maximum of 2000 points for a single qualifying purchase. See Rewards program terms for details.

‡ Subject to credit approval. Minimum monthly payment required. See department page offers for details.