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Online Payments
Credit and Debit Card Options

We accept JCPenney Credit Cards as well as Discover, Visa, MasterCard and American Express cards.
JCPenney Credit Card Member Benefits

Enjoy shopping convenience, pay your bill online, and more!
• Shop online 24 hours a day at jcp.com or by phone to 1.800.322.1189
• Use your card at jcp stores or online at jcp.com
• Access your account information and pay your jcp bill online
Save more with your JCPenney Credit Card
• Credit savings days just for JCPenney Credit Cardmembers
• Low monthly payments
• Special financing offers available*
• Plus your payments are accepted at any JCP store
* Subject to credit approval. Minimum monthly payments required. See a JCPenney Associate in store or see online at jcp.com for details.
Gift Cards and E-Gift Cards
We accept JCP gift cards and e-gift cards. If your purchase exceeds the amount available on the gift card, another form of payment will be required for the difference.
Paypal

PayPal option is available for orders shipping to addresses in the U.S.
Synchrony Pay Later

Orders containing fine jewelry items valued at $300 or more are eligible for Synchrony Pay Later, a convenient payment option that offers predictable monthly payments, no hidden fees, and an instant decision. To take advantage of Synchrony Pay Later, simply select it as your payment method in checkout. Note that orders containing gift cards are not eligible for Synchrony Pay Later.
Subject to credit approval. Synchrony Pay Later loans are provided by Synchrony Bank. Offer available for purchases starting at $300. Maximum credit approval of $12,000.
In-Store Payments
Credit and Debit Card Options

We accept JCPenney Credit Cards as well as Discover, Visa, MasterCard and American Express cards.
Gift Cards and E-Gift Cards
We accept JCP gift cards and e-gift cards. If your purchase exceeds the amount available on the gift card, another form of payment will be required for the difference.