*Offer applies to furniture and mattress purchases of $499 or more (after discounts) to receive 18 months financing or $999 or more (after discounts) to receive 24 months financing made through 6/1/2025 on either a JCPenney Credit Card or JCPenney Mastercard® account. Discounts may result in the qualifying purchasing amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the date of purchase. The required minimum monthly payments may or may not pay off the promo purchase before the end of the promo period, depending on the purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Variable Purchase APR is 30.74%. Minimum Interest Charge is $2.00. APR is accurate as of 4/1/23 and will vary with the market based Prime Rate (as defined in the credit agreement). Existing cardholders: See your credit card agreement terms. Subject to credit approval.
The JCPenney Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.